Terms of Use

These Terms of Use govern access to and use of fundnancial.com and its website features, content, and forms. The website is operated by Fundnancial Corporation (“Fundnancial,” “we,” “us,” or “our”).

By using this website, you agree to these Terms to the extent enforceable under applicable law. If you do not agree, please discontinue use.

1. Website Purpose

This website provides information about mortgage products and services and allows visitors to request information, schedule appointments, and access application resources.

Website content is general information. It is not individualized legal, tax, investment, or financial advice. Consult an appropriate professional about your specific circumstances.

2. Mortgage Services and Availability

Fundnancial acts as a mortgage broker in jurisdictions where it is appropriately licensed or otherwise authorized.

Loan programs and services are subject to applicable licensing, lender availability, borrower eligibility, property requirements, underwriting, and law. A product described on this website may not be available in every state or for every borrower.

Any reference to a government-backed loan program does not imply that Fundnancial is a government agency or is endorsed by a government agency.

3. No Commitment to Lend

Website content, inquiries, appointment bookings, calculators, and preliminary discussions do not constitute loan approval, a commitment to lend, or a guaranteed rate.

Prequalification and preapproval are subject to the conditions stated in the applicable written communication, verification of information, and lender requirements.

Final approval and funding depend on underwriting, satisfactory documentation, property review, and fulfillment of applicable closing conditions.

4. Rates, Payments, and Estimates

Rates, annual percentage rates, fees, terms, and program availability may change. Any published example is subject to its stated assumptions and disclosures.

Calculators and payment examples provide estimates only. Unless specifically included, an estimate may exclude property taxes, homeowners insurance, flood insurance, mortgage insurance, association dues, closing costs, or other charges.

A rate is locked only when confirmed through the applicable lender’s rate-lock process and written documentation. Submitting a form or discussing a rate does not lock that rate.

Your official loan disclosures and executed transaction documents govern the terms of your financing.

5. Information You Submit

You agree to provide accurate information and to submit information only for yourself or someone you are authorized to represent.

You may not impersonate another person, submit fraudulent information, or upload information you are not authorized to disclose.

Submitting a general inquiry does not by itself authorize a credit report. Credit reports are obtained only with the authorization or other permissible purpose required by applicable law.

Use our designated secure systems for applications and sensitive documents.

6. Communications and Electronic Consent

When you request assistance, we may contact you about that request using the contact information you provide, subject to applicable law and your communication preferences.

Consent to automated marketing calls or text messages, where required, is obtained separately. Acceptance of these Terms or submission of a telephone number alone does not provide that consent.

These Terms also do not replace any separate consent required to deliver legally required loan disclosures electronically.

7. SMS Messaging Terms

Program name: Fundnancial Corporation Messaging.

Users who opt in may receive inquiry responses, appointment confirmations and reminders, mortgage information, application updates, and promotional messages consistent with their selected consent.

• Message frequency varies.
• Message and data rates may apply.
• Reply STOP to unsubscribe. A confirmation message may follow.
• Reply HELP for assistance, or contact [Business telephone number] or [Support email].
• Consent to marketing messages is not a condition of purchasing goods or services or obtaining mortgage assistance.
• Delivery depends on your wireless provider and other technical conditions. Carriers are not liable for delayed or undelivered messages.

Notify us if your telephone number changes or is reassigned. Information about mobile data and messaging consent appears in our Privacy Policy.

8. Acceptable Use

You may use this website for lawful personal or business inquiries concerning our services.

You may not:

• Attempt to access accounts, systems, or data without authorization.
• Introduce malicious software or interfere with website operation.
• Use forms or communications tools to send spam, threats, or unlawful material.
• Collect personal information about other users without authorization.
• Scrape, reproduce, or commercially exploit website content without permission, except as allowed by law.
• Misrepresent your identity or relationship with Fundnancial.

We may restrict access when reasonably necessary to address misuse or protect the website and its users.

9. Intellectual Property

Website text, graphics, logos, designs, videos, and other materials are owned by Fundnancial or used with permission and are protected by applicable intellectual property laws.

You may view and print reasonable portions for personal, noncommercial use. Other uses require permission unless permitted by law. Third-party names and trademarks belong to their respective owners.

10. Third-Party Links and Tools

The website may include third-party links, embedded content, application portals, or other tools. Those services operate under their own terms and privacy policies.

We do not control third-party websites or guarantee their accuracy, availability, or security. A link does not necessarily constitute an endorsement.

11. Website Availability and Warranties

We make reasonable efforts to maintain useful, accurate information, but errors or interruptions may occur.

To the fullest extent permitted by law, the website and its general informational content are provided “as is” and “as available,” without warranties of uninterrupted operation, complete accuracy, or suitability for a particular purpose.

This provision does not override obligations under applicable lending or consumer protection laws or warranties expressly provided in a separate written agreement.

12. Limitation of Liability

To the fullest extent permitted by law, Fundnancial is not liable for indirect, incidental, special, or consequential damages arising from use of, or inability to use, this website.

Nothing in these Terms excludes liability that cannot lawfully be excluded, limits nonwaivable consumer rights, or excuses fraud, willful misconduct, or other conduct for which applicable law prohibits a limitation of liability.

13. Privacy

Our Privacy Policy explains how we handle information collected through this website and related services. Separate financial privacy notices may apply to mortgage inquiries, applications, and customer relationships.

14. Changes to These Terms

We may revise these Terms by posting an updated version with a revised effective date. Changes apply prospectively to the extent permitted by law.

A website update does not amend an existing loan agreement, rate-lock agreement, or other executed transaction document.

15. Governing Law

These Terms are governed by the laws of the State of Florida, without regard to conflict-of-law principles, except where federal law or mandatory protections under another applicable law control.

Nothing in these Terms limits your right to submit a complaint to an appropriate regulator or exercise rights that cannot be waived by law.

16. Contact Us

Fundnancial Corporation
Website: https://fundnancial.com
Email: [Business contact email]
Telephone: [Business telephone number]
Mailing Address: [Business mailing address]
Company NMLS ID: [Company NMLS ID]

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